Archive for July, 2012

Why You Should Get a Mortgage Audit

Written by admin on July 14, 2012. Posted in Foreclosure rescue, Loan modification, Mortgage audit

These days many people are finding it hard to meet their monthly mortgage payments. One little known way to get your mortgage payments lowered or even to get a refund from your lender is through a mortgage audit. If a home owner asks for a mortgage audit they can get the bank to bring down their mortgage payments. If the home is in danger of being foreclosed, you can at least delay the process by asking for a mortgage audit. This may give you time to get the money you need to catch up on your payments.

When a mortgage audit is done, the loan is checked to see if it is in compliance with RESPA, TILA, APR, HOEPA and other federal and state banking regulations. Lenders usually don’t like these audits done because more times than not, errors are found. Even a $35 dollar error can help delay a foreclosure because of the Truth in Lending laws. Homeowners are also entitled to refunds when errors are found during a mortgage audit.

Auditors have found that about 45% of home owners are due a refund of more than $1500. Some 23% are owed up to $10,000 and 11% are owed over $10,000. In fact, it is estimated that 70% of existing escrows are in violation of federal law because they are retaining excessive balances. All of these facts means that it is to the homeowner’s best interest to ask for a mortgage audit to make sure their mortgages are in compliance with federal and state laws.

Banks and lenders don’t like it when a mortgage audit is asked for. They will usually offer to bring down your mortgage payments if you ask for a mortgage audit. If you are in danger of your home going into foreclosure you may be able to save it by asking for a mortgage audit. A mortgage auditor can check your loan documents and find any errors for you. With expert knowledge of the legal guidelines on loan contracts, they can spot errors. People who have a mortgage audit done are often successful in avoiding foreclosure and able to keep their homes. If your home loan has be transferred to another lender it is definitely worth the time and money to ask for a mortgage audit. New lenders have not always been up on the current laws regarding home mortgages.

Finding Reseller SEO Services

Written by admin on July 9, 2012. Posted in Affordable seo, Seo boston, Seo reseller program

Directory submission service

If you are in the market for reseller SEO services, there are a number of different criteria to consider prior to retaining any such professional in particular to handle the online face of your business. First of all, it should be noted that any and all reseller SEO services and aspects thereof have a sparkling record of white label or private label compliance. Failing to adhere to these basic ethical standards can and will result in your deletion from search engines worldwide for good, so be sure that you know what your reseller SEO services have in store for you before retaining any such individual or firm in particular!

Once you have the importance of online promotional ethics straight in your mind, search the web for reviews of reseller SEO services in general. Read through what others have had to say on the subject, and create a list of promising prospects to focus on once you have had a chance to thoroughly look over as many reviews as possible. Once you have a list of viable reseller SEO services to choose from, start narrowing down the list of options accordingly.

At this point, look over each of the plans that your reseller seo candidates have available, and double-check for white label and private label compliance in all ways. Once you have verified the ethical mettle of these reseller SEO services, compare the price tags of each of these plans in general. Pare the list of candidates down to include only those that are within your price range, and then determine which of these reseller SEO services offers you the best deal overall on the greatest number of services. Strike up a business relationship with your reseller of choice as soon as possible, and your success should be fairly well assured!